Critical Illness Insurance, Explained Simply
Supplemental coverage that can pay a lump-sum benefit if you are diagnosed with a covered illness such as certain cancers, heart attack or stroke. Compare plans from multiple carriers.
Start my free critical illness reviewIndependent agency · Multiple carriers compared · No cost to request
What critical illness coverage is
Critical illness insurance is supplemental coverage. Covered conditions, definitions and exclusions vary by policy, so we go through them with you.
Covered conditions listed
We show which conditions each plan covers and how the carrier defines them.
Fits around your health plan
We size the benefit around your deductible, savings and income needs.
Carrier-neutral
As an independent agency we compare carriers rather than representing a single company.
No pressure
You get options to review in your own time. Deciding not to buy is a fine outcome.
How it works
Three steps. Free, and no obligation at any point.
Tell us about your health coverage, household and the amount you have in mind.
We show critical illness plans available to you with covered conditions and costs side by side.
You review plans in your own time and choose whether and when to enroll. Nothing is bought until you apply and the carrier approves.
Start your free critical illness review
This is a request for a coverage review and quote — not a checkout and not an application for coverage. A licensed professional reviews your details and contacts you. Submitting this form does not purchase or bind any coverage.
We never sell your information. You can opt out of communications at any time.
Honest answers to common questions
What does the review cost?
Nothing. The review and quotes are free, and there is no obligation to buy. If you choose to buy a policy through us, the carrier pays us a commission — you do not pay us a separate fee.
Does this replace health insurance?
No. Critical illness insurance is supplemental coverage and is not a substitute for major medical insurance.
How can I use the benefit?
The lump sum is typically paid to you and can be used for any purpose, according to the policy terms.
Is coverage available in my state?
Availability depends on where you live and on our licensing and carrier appointments. If we cannot help in your state, we will tell you directly rather than pass your details on.
What happens to my information?
We use it to prepare your review and quotes and to contact you about your request. We never sell your information. See our Privacy Policy for details.
Ready to compare critical illness plans?
Start with the free review. Also consider our disability income review.
Start my free critical illness review